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When there has been a major disaster, the federal government often offers housing assistance for people in need. There are two main types of housing assistance. First, housing assistance may be financial, which means that people will receive money to find and pay for housing. Second, housing assistance may be direct, which means that a person will not receive money, but they will receive a place to stay, such as a trailer or RV. The federal government decides what types of housing assistance will be available based on the type of major disaster that has taken place, and it will decide what type of assistance a person may be offered. A person only needs to apply for assistance one time to be considered for all types of housing assistance.