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When You Take Care of Mom and Hold Down a Job

Take Control for Your Future

Taking care of a parent, spouse or older relative while holding down a full-time job can be very demanding and stressful. This publication offers information on how to assess your situation and identify additional resources to help.

Saving Money on Heating and Cooling Your Home

Take Control for Your Future

Heating and cooling your home account for approximately 43 percent of your utility bill. This publication suggests some ways that you and your family can save money on your heating and cooling costs.

Ahorre dinero en la calefacción y aire acondicionado de su hogar

Tome el control para su futuro

Calentar y enfriar su hogar representan aproximadamente el 43 por ciento de su factura de servicios públicos. Aquí encontrará algunas recomendaciones sobre cómo usted y su familia pueden ahorrar dinero en los costos de calefacción y aire acondicionado.

Telling the Kids You Lost Your Job

Take Control for Your Future

Is losing your job a possibility or a reality? Few families have savings to buffer their expenses until they find work again. Acting as if nothing has happened and keeping kids in the dark — letting them think everything is normal — can only last a short while.

Ahorre dinero haciendo cambios a baja costo o sin costo alguno en el uso de energía

Tome el control para su futuro

Cuando el dinero es escaso, busque maneras de reducir los gastos del hogar. Hay una serie de cosas sencillas sin costo o a bajo costo que usted y su familia pueden hacer para ayudar a ahorrar dinero en sus facturas/recibos de servicios públicos (electricidad, agua, gas).

Saving Money on No Cost/Low Cost Energy Changes

Take Control for Your Future

When money is tight, look for ways to reduce household expenditures. This publication offers a number of simple no cost/low cost things you and your family can do to help save money on your utility bill.